Buying

Let Me Help You Every Step Of the Way.

When purchasing a home, you are faced with a multitude of decisions. Finding that perfect home is not an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you've made the commitment to reach that home-purchasing goal, though, the rewards you can achieve are unquestionable.

Assisting you every step of the way, I'll make the process of purchasing a home in Vancouver easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I'll help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale in Vancouver that match your specifications, and guide you through the myriad of details attending the actual purchase.

Having sold homes in Vancouver now for 3 years, I have my finger on the pulse of the Vancouver real estate market, and know neighbourhood values inside and out. I will help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step in the home-buying process is to define the reasons why you want to purchase a new home. To stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house?

Determine the style of home you prefer and the Vancouver area in which you'd like to live. Be specific.

Develop a needs vs. wants list. Everyone has a picture of their ideal home. This home would include all the features you not only need, but have long desired. However, when it comes time to buying a home, these desired features constitute additional costs. While it's nice to think about having an artfully landscaped backyard, or built-in appliances, these are usually considered luxury items, which can add considerably to the price of your property.

Begin the list with items you absolutely need like adequate room, garage space and number of bedrooms. How much space do you really need? Does your situation require a one-level home, or are stairs acceptable? Basic needs should be considered first. After these have been established, you can consider additional features if you can manage these benefits financially. With such a list in your hands, you're less likely to be caught up in the excitement of the pursuit. You'll have a good idea of what you want, the features within your price range, and whether or not you can afford those additional items.

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (downtown Vancouver, Burnaby, Port Moody); neighbourhood (older and settled or brand new). Check out the neighbourhoods you're considering, and ask around. What amenities does the area have to offer? Are there schools, churches, parks, or grocery stores within reach? Consider visiting schools in the area if you have children. How will you be affected by a new commute to work? Are there infrastructure projects in development? All of these factors will influence the way you experience your new home, so ensure you're well-acquainted with the surrounding area before purchasing. To learn more about what to look for in a new neighbourhood, please visit my Special Reports section!

Your Next Step: Loan Pre-Approval

Mortgage Information

Confused about mortgages? Learn what types of mortgages are available to you and the benefits of each.

As a professional financial manager and private real estate investor, I have been in the financial industry since 1998. I have many years of experience in delivering personal financial advice and planning, with a focus on mortgage lending. I work closely with Ryan to ensure that your home purchase runs smoothly and your needs are met, with no hidden fees or surprises. Already own a home? I can help you access the equity in your home to reduce debt, improve cash flow and lower interest costs. Allow me to shop the many competitors on your behalf, to find you a mortgage that is the best fit with the lowest possible rate, in order to save you time and money.

Dara Fahy

Mortgage Planner

Direct Line: 604.537.6155

Direct Fax: 604.637.2130

E-mail: fahy.d@mortgagecentre.com

Website: http: //www.darafahy.com

The Mortgage Centre - City Wide

An independent member of the Mortgage Centre network.

Let Me Find the Perfect Vancouver Home for You

It is a very time consuming process to view every home available that meets your needs. I can do much of the work for you, by establishing your needs, then reviewing a range of properties and advising you of potential matches. I have my finger on the pulse of housing trends and prices and access to the best possible resources and communication systems available today to help you locate homes on the Vancouver real estate market that match your specifications. A comprehensive knowledge of the available homes in your Vancouver neighborhood is one of my strongest assets.

Once you've been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using the (MLS) Multiple Listing Service system.

Start your search now - and view my current listings!

I Will Help You Every Step Of The Way

As a Vancouver Realtor with years of experience and a proven track record, it is my job to guide you through this complicated process, from beginning to end. Contact me today, together we will prepare a unique system to suit your particular needs and goals. From helping you find your dream home to closing the deal - and every small or large step in between - I will be there to ensure your journey to life behind a new door is a smooth one!